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Ecobank in Ghana

  • Key Figures

    Ecobank Ghana PLC (Ecobank) was incorporated on January 9, 1989, as a private limited liability company under the Companies Code to engage in the business of banking. Ecobank was initially licensed to operate as a merchant bank, by the Bank of Ghana on November 10, 1989, and commenced business on February 19, 1990. In Ghana, Ecobank has grown consistently over the years to become one of the most-recognized financial services brands, providing its corporate, commercial and consumer banking customers with tailored products and services. Ecobank acquired a universal banking license in 2003 and was listed on the Ghana Stock Exchange in July 2006. The Bank has embarked on a strategic shift from a predominantly wholesale bank to a universal bank with 64 branches, numerous point-of-sale terminals and merchant QR codes in shops, with over 242 ATMs well distributed across the country.

    The bank posted sterling financial performance at the close of 2024, with total asset size of GH¢46.0billion, shareholders’ funds of GH¢5.4billion, profit before tax of GH¢2.4billion and profit after tax of GH¢1.7billion. This resulted in a return on average equity (ROAE) of 38% and return on average assets (ROAA) of 4.3%.

    At the Year End 2024 (GHC‘ 000) 2023 (GHC‘ 000) 2022 (GHC‘ 000)
    Total Assets 46,002,475 33,662,664 25,908,025
    Total Deposits 32,454,666 26,338,790 20,423,861
    Shareholder's Equity 5,399,672 3,662,068 2,705,795
    Number of Branches 64 65 65
    For the Financial Year 2024 (GHC‘ 000) 2023 (GHC‘ 000) 2022 (GHC‘ 000)
    Profit After Tax 1,699,624 632,699 (15,304)

    Distribution Channels

    To leverage its footprint to gain competitive advantage, the Bank strategically locates its retail outlets in the fastest growing towns and cities in Ghana and delivers its products and services through these principal channels:

    • - 64 Branches
    • - 242 ATMs,
    • - Telephone Banking services via the Ecobank 24/7 Contact Centre,
    • - 3,065 Active Xpress Points,
    • - Internet Banking (EcobankOnline, OMNILITE, OMNIPLUS)
    • - Ecobank Mobile Banking, and
    • - Other E-Banking platforms

    The bank also operates a Contact Centre that provides customer support services 24/7.

  • General Information

    Area: 238 537 km2

    Capital: Accra

    Principal cities: Kumasi, Tamale, Tema, Takoradi, Cape Coast

    Official language: English

    Independence day: March 6

    Population: 23,887,812 (CIA July 2010 est.)

    Demographic growth: 1.787% per annum (CIA 2011 est.)

    Life expectancy: 61.45 years (CIA 2011 est.)

    Literacy rate: 57,9% (2000 census)

    Religion(s): Christian 68.8% (Pentecostal/Charismatic 24.1%, Protestant 18.6%, Catholic 15.1%, other 11%), Muslim

    Human development index: 0.532,136 out of 177 countries (UNDP 2004)

    Currency: Cedi

    GDP: $38.6billion (CIA 2011 est.)

    GDP per capital: $ 3,100 (CIA 2011 est.)

    Growth rate: 14.4% (GSS 2011 est.)

    Rate of unemployment: 11% (CIA 2000 est.)

    Rate of inflation: 8.8% (CIA 2011 est.)

    Net budgetary position: -5.4% of the GDP (CIA 2011 est)

    Balance of payment: 546.5million dollars (BOG 2011 est)

    Export partners: Netherlands 11.7%, UK 7 %, France 5.7%, Ukraine 5%, Belgium 4.6% (CIA 2011)

    Import partners: China 16.6%, Nigeria 12.7%, US 8.4%, Cote d'Ivoire 6.2%, France 4.2%, UK 4.5% (CIA 2011)

    Contribution of various sectors to GDP: Service : 48.5% Industry: 25.9%; Agriculture: 25.6% (GSS 2011 est)

  • Board of Directors

    Bishop Henry Dodoo-Amoo

    Interim Board Chairman

    Mrs. Abena Osei-Poku

    Managing Director, Ecobank Ghana & Regional Executive, Anglophone West Africa Cluster

    Mrs. Patience Enyonam Akyianu

    Non-Executive Director

    Dr. Ohene Aku-Kwapong

    Non-Executive Director

    Mrs. Lucy Alando

    Non-Executive Director

    Dr. Awuraa Abena Asafo-Boakye

    Company Secretary

    Mr. Tara Squire

    Executive Director

    Mr. Henry Ampong

    Executive Director

  • Annual Reports
    2025 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30 September 2025 PDF 60.88 KB Download - 2025 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30 September 2025
    2025 Ecobank Ghana PLC - Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30 June 2025 PDF 60.44 KB Download - 2025 Ecobank Ghana PLC - Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30 June 2025
    2025 Ecobank Ghana PLC Unaudited Financials for 31 March 2025 PDF 102.57 KB Download - 2025 Ecobank Ghana PLC Unaudited Financials for 31 March 2025
    2024 Ecobank Ghana PLC 2024 Annual Report PDF 8.7 MB Download - 2024 Ecobank Ghana PLC 2024 Annual Report
    2024 Summary consolidated and separate financial statements prepared from the Audited Financial Statement for the year ended 31 December 2024 PDF 130.42 KB Download - 2024 Summary consolidated and separate financial statements prepared from the Audited Financial Statement for the year ended 31 December 2024
    2024 Summary Consolidated and Separate Financial Statements (Unaudited) for the nine-month period ended 30th September 2024 PDF 113.65 KB Download - 2024 Summary Consolidated and Separate Financial Statements (Unaudited) for the nine-month period ended 30th September 2024
    2024 Ecobank Ghana PLC Q2 2024 (Unaudited) PDF 111.83 KB Download - 2024 Ecobank Ghana PLC Q2 2024 (Unaudited)
    2024 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 31 March 2024 PDF 843.24 KB Download - 2024 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 31 March 2024
    2023 ECOBANK GHANA PLC 2023 ANNUAL REPORT PDF 6.77 MB Download - 2023 ECOBANK GHANA PLC 2023 ANNUAL REPORT
    2023 Ecobank Ghana PLC Sustainability Report 2023 PDF 2.6 MB Download - 2023 Ecobank Ghana PLC Sustainability Report 2023
    2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30th September 2023 PDF 953.14 KB Download - 2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30th September 2023
    2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30th June 2023 PDF 281.77 KB Download - 2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 30th June 2023
    2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 31st March 2023 PDF 244.1 KB Download - 2023 Summary Consolidated and Separate Financial Statements (unaudited) for the period ended 31st March 2023
    2022 Ecobank Ghana PLC and its Subsidiaries PDF 342.4 KB Download - 2022 Ecobank Ghana PLC and its Subsidiaries
    2022 Ecobank Ghana PLC Annual Report 2022 PDF 17.59 MB Download - 2022 Ecobank Ghana PLC Annual Report 2022
    2022 Consolidated Financial Statements (un-audited) for the period ended 30th September 2022 PDF 251.64 KB Download - 2022 Consolidated Financial Statements (un-audited) for the period ended 30th September 2022
    2022 Consolidated Financial Statements (un-audited) for the period ended 30th June 2022 PDF 2.01 MB Download - 2022 Consolidated Financial Statements (un-audited) for the period ended 30th June 2022
    2022 Consolidated Financial Statements (un-audited) for the period ended 31st March 2022 PDF 93.71 KB Download - 2022 Consolidated Financial Statements (un-audited) for the period ended 31st March 2022
    2021 Ecobank Ghana PLC Annual Report PDF 5.68 MB Download - 2021 Ecobank Ghana PLC Annual Report
    2021 Ecobank Ghana PLC and its Subsidiaries PDF 113.36 KB Download - 2021 Ecobank Ghana PLC and its Subsidiaries
    2020 Ghana Annual Report PDF 6.87 MB Download - 2020 Ghana Annual Report
    2020 Ecobank Ghana Plc Annual Account PDF 6.87 MB Download - 2020 Ecobank Ghana Plc Annual Account
    2019 Ghana Annual Report PDF 12.99 MB Download - 2019 Ghana Annual Report
    2018 Ghana Annual Report PDF 7.14 MB Download - 2018 Ghana Annual Report
    2017 Ghana Annual Report PDF 2.49 MB Download - 2017 Ghana Annual Report
    2017 Condensed Consolidated and Separate Financial Statements for the year ended 31st December 2017 PDF 63.89 KB Download - 2017 Condensed Consolidated and Separate Financial Statements for the year ended 31st December 2017
    2017 Consolidated Financial Statements (un-audited) for the period ended 30 September 2017 PDF 200.15 KB Download - 2017 Consolidated Financial Statements (un-audited) for the period ended 30 September 2017
    2017 Consolidated Financial Statements (un-audited) for the period ended 30th June 2017 PDF 74.79 KB Download - 2017 Consolidated Financial Statements (un-audited) for the period ended 30th June 2017
    2017 Consolidated Financial Statements (un-audited) for the period ended 31st March 2017 PDF 422.69 KB Download - 2017 Consolidated Financial Statements (un-audited) for the period ended 31st March 2017
    2016 Ghana Annual Report PDF 3.54 MB Download - 2016 Ghana Annual Report
    2015 Ghana Annual Report PDF 4.28 MB Download - 2015 Ghana Annual Report
    2014 Ghana Annual Report PDF 3.49 MB Download - 2014 Ghana Annual Report
    2013 Ghana Annual Report PDF 4.6 MB Download - 2013 Ghana Annual Report
    2012 Ghana Annual Report PDF 4.36 MB Download - 2012 Ghana Annual Report
    2010 Ghana Annual Report PDF 1.37 MB Download - 2010 Ghana Annual Report
    2009 Ghana Annual Report PDF 1.48 MB Download - 2009 Ghana Annual Report
    2008 Ghana Annual Report PDF 462.66 KB Download - 2008 Ghana Annual Report
  • Latest News
    2025 Ecobank Chad joins Proparco's Trade Finance programme, launched in 2018 with Ecobank Group View
    2025 Thunes and Ecobank Group To Power Africa’s Instant Payments for the Next Billion Users View
    2025 Ecobank 9M 2025 Earnings Release View
  • Forms, Documents and Tariffs
    Ecobank Tariff Guide 2025 PDF 853.31 KB Download - Ecobank Tariff Guide 2025
    Ecobank Ghana Account Opening Terms & Conditions PDF 458.54 KB Download - Ecobank Ghana Account Opening Terms & Conditions
    EMG T&C’s PDF 262.68 KB Download - EMG T&C’s
    EMG FAQ’s PDF 241.14 KB Download - EMG FAQ’s
    Accelerating Solar Action Programme, Ghana (ASAP Ghana) PDF 1.85 MB Download - Accelerating Solar Action Programme, Ghana (ASAP Ghana)
    Ghana Double Salary Promo Kit PDF 723.63 KB Download - Ghana Double Salary Promo Kit
    Revised Ecobank Card Pricing PNG 879.72 KB Download - Revised Ecobank Card Pricing
    New Tariff Guide for Rapid Transfer PNG 432.43 KB Download - New Tariff Guide for Rapid Transfer
    Ecobank Salary Account Tailored for your Convenience and Future PDF 3.28 MB Download - Ecobank Salary Account Tailored for your Convenience and Future
    Double Salary Promo E-flyer FAQs PDF 3.29 MB Download - Double Salary Promo E-flyer FAQs
    Double Salary Promo E-flyer T&Cs PDF 3.99 MB Download - Double Salary Promo E-flyer T&Cs
    Ecobank Ghana - Dormant accounts PDF 599.65 KB Download - Ecobank Ghana - Dormant accounts
    Our Chinese Desk - Your preferred banking partner in Africa (Chinese version) PDF 6.71 MB Download - Our Chinese Desk - Your preferred banking partner in Africa (Chinese version)
    Our Chinese Desk - Your preferred banking partner in Africa PDF 7.45 MB Download - Our Chinese Desk - Your preferred banking partner in Africa
    Ecobank Tariff Guide 2020 PDF 271.89 KB Download - Ecobank Tariff Guide 2020
    Omni Lite Setup Form PDF 556.3 KB Download - Omni Lite Setup Form
    Ecobank Omni Services Setup Form PDF 964.03 KB Download - Ecobank Omni Services Setup Form
    Ecobank Ghana Customer Data Update form PDF 55.11 KB Download - Ecobank Ghana Customer Data Update form
    New account application form -- Individual PDF 590.45 KB Download - New account application form -- Individual
    New account application form -- Entities (incorporated and non-incorporated) PDF 619.65 KB Download - New account application form -- Entities (incorporated and non-incorporated)

  • Executive Management

    Abena Osei-Poku

    Managing Director, Ecobank Ghana & Regional Executive, Anglophone West Africa Cluster

    Tara Squire

    Head, Consumer Banking

    Awuraa Abena Asafo-Boakye

    Head, Legal

    Newlove Kwame Adjei

    Head, Finance

    Joana Mensah

    Head, Risk

    Henry Ampong

    Head, Corporate & Investment Banking

    Charlotte Amanquah

    Head, Commercial Banking

    Nixon Amoah-Awuah

    Head, Human Resources

    Patrick Bleboo

    Head, Operations & Information Technology

    Rolland Djang

    Head, Compliance

    Philip Baabereyir Bertino

    Head, Internal Audit

    Albert Bartlett-Mingle

    Head, Internal Control

    Peter Dzasa

    Head, Treasury

    David Asiedu

    Business Manager

  • Dormant Account
    Ecobank Ghana Dormant Accounts List 2025 PDF 4.13 MB Download - Ecobank Ghana Dormant Accounts List 2025
    Ecobank Ghana Dormant Account List - Dec 2024 PDF 18 MB Download - Ecobank Ghana Dormant Account List - Dec 2024
    Dormant Accounts for easy accessibility PDF 10.72 MB Download - Dormant Accounts for easy accessibility
    List of Ecobank Dormant Accounts - June 2024 PDF 22.47 MB Download - List of Ecobank Dormant Accounts - June 2024

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